PREFERENSI PERMODALAN PEDAGANG PASAR WAGE PURWOKERTO, PENGUATAN DESTINASI KEUANGAN DAN PERBANKAN SYARIAH VIS A VIS RENTENIR DI PASAR TRADISIONAL
DOI:
https://doi.org/10.24090/ej.v7i2.3453Keywords:
preferences, capital of traders, financial destinations, financial institutionsAbstract
In developing a business, one of the main instruments is capital. Adequacy of capital can create a problem for business actors including traditional market traders. The many sources of capital in the community cause traders to make preferences in determining the right source of capital. Among the capital sources that are still developing among the community, especially the Wage market traders, are moneylenders. Moneylenders are still an alternative choice for wage market traders with an amount of 11%, because of several things including: ease in the loan process, without conditions, unlimited space and time. But even that convenience is inseparable from the problems that have arisen. Therefore, the government, in this case the OJK, has made several efforts to protect the public from loan sharks through the OJK education magazine, pamphlets, banners, and direct socialization to the public. To strengthen the destination of banks or non-bank financial institutions, 8 strategies and 1 monitoring and evaluation need to be adopted from the strategy of strengthening tourist destinations by BI, OJK, local governments.References
Afzalur Rahman, 1995, Doktrin Ekonomi Islam, Yogyakarta: Dana Bhakti Wakaf.
Andi Mappiare, 1994, Psikologi Orang Dewasa Bagi Penyesuaian Dan Pendidikan, Surabaya: Usana Offsetprinting.
Andri Soemitra, 2009, Bank & Lembaga Keuangan Syariah, Jakarta: Kencana Prenada Media Group.
Dani Kusumastuti, 2018, Materi diskusi koperasi (IAIN Purwokerto: TP).
Ilas korwadi siboro, 2015, Rentenir (Analisis Terhadap Fungsi Pinjaman Berbunga Dalam Masyarakat Rokan Hilir Kecamatan Bagan Sinembah Desa Bagan Batu ) (Jom fisip vol. 2 no. oktober 2015.
Kasmir, 2011, Kewirausahaan, Edisi Revisi, Jakarta: Rajagrafindo Persada.
______, 2013, Kewirausahaan, Jakarta: Rajawali Pers.
______,2014, Bank dan Lembaga Keuangan Lainnya, Jakarta: Rajawali Press.
Mar’atus Syawalia Navis, 2015, Preferensi Pedagang Pasar Tradisional terhadap Sumber Permodalan, Jurnal Ekonomi Dan Bisnis, Malang; Universitas Brawijaya.
Monang Siahaan, Rentenir Penolong Pedagang Kecil, Jakarta: Elex Media Komputindo.
Nugroho, J. Setiadi, 2013, Perilaku Konsumen, Jakarta: Kencana Prenada Meida Group.
Nur Rianto Al Arif, 2014, Teori Mikroekonomi, Jakarta: Kencana.
Pamulih dan Wijdanarko, Pemetaan Pengaruh Perkembangan Pasar Wage Kota Purwokerto Terhadap Lingkungan Permukiman Sekitar, http://ejournal.undip.ac.id/index.php/geoplanning, Volume 1, No 1, 2014.
Philip Kotler, 2000, Manajemen Pemasaran, Jakarta: Prehalindo.
Rustam Efendi, 2003, Produksi Dalam Islam, Yogyakarta: Magister Press Bekerjasama dengan MSI UII,
Sindung Haryanto, 2016, Sosiologi Ekonomi, Yogyakarta: Ar Ruzz Media.
Thamrin Abdullah, 2012, Modul Lembaga Keuangan 1, Yogyakarta: TP.
Toti Indrawati dan Indri Yovita, 2014, Analisis Sumber Modal Pedagang Pasar Tradisional di Kota Pekanbaru, Jurnal Ekonomi, Vol. XXII, Pekanbaru; Universitas Riau.
Undang undang perbankan no 10 tahun 1998.
www.bi.go.id
www.kbbi.wb.id
Yoserizal dan Yesi, Hubungan Social Antar Rentenir Dan Nasabah. Suatu Studi Tentang Rentenir Dikecamatan Rumbai Kota Pekanbaru, Fakultas Ilmu Sosial Dan Ilmu Politik Jurusan Sosiologi Universitas Riau, repository.unri.ac.id.
Andi Mappiare, 1994, Psikologi Orang Dewasa Bagi Penyesuaian Dan Pendidikan, Surabaya: Usana Offsetprinting.
Andri Soemitra, 2009, Bank & Lembaga Keuangan Syariah, Jakarta: Kencana Prenada Media Group.
Dani Kusumastuti, 2018, Materi diskusi koperasi (IAIN Purwokerto: TP).
Ilas korwadi siboro, 2015, Rentenir (Analisis Terhadap Fungsi Pinjaman Berbunga Dalam Masyarakat Rokan Hilir Kecamatan Bagan Sinembah Desa Bagan Batu ) (Jom fisip vol. 2 no. oktober 2015.
Kasmir, 2011, Kewirausahaan, Edisi Revisi, Jakarta: Rajagrafindo Persada.
______, 2013, Kewirausahaan, Jakarta: Rajawali Pers.
______,2014, Bank dan Lembaga Keuangan Lainnya, Jakarta: Rajawali Press.
Mar’atus Syawalia Navis, 2015, Preferensi Pedagang Pasar Tradisional terhadap Sumber Permodalan, Jurnal Ekonomi Dan Bisnis, Malang; Universitas Brawijaya.
Monang Siahaan, Rentenir Penolong Pedagang Kecil, Jakarta: Elex Media Komputindo.
Nugroho, J. Setiadi, 2013, Perilaku Konsumen, Jakarta: Kencana Prenada Meida Group.
Nur Rianto Al Arif, 2014, Teori Mikroekonomi, Jakarta: Kencana.
Pamulih dan Wijdanarko, Pemetaan Pengaruh Perkembangan Pasar Wage Kota Purwokerto Terhadap Lingkungan Permukiman Sekitar, http://ejournal.undip.ac.id/index.php/geoplanning, Volume 1, No 1, 2014.
Philip Kotler, 2000, Manajemen Pemasaran, Jakarta: Prehalindo.
Rustam Efendi, 2003, Produksi Dalam Islam, Yogyakarta: Magister Press Bekerjasama dengan MSI UII,
Sindung Haryanto, 2016, Sosiologi Ekonomi, Yogyakarta: Ar Ruzz Media.
Thamrin Abdullah, 2012, Modul Lembaga Keuangan 1, Yogyakarta: TP.
Toti Indrawati dan Indri Yovita, 2014, Analisis Sumber Modal Pedagang Pasar Tradisional di Kota Pekanbaru, Jurnal Ekonomi, Vol. XXII, Pekanbaru; Universitas Riau.
Undang undang perbankan no 10 tahun 1998.
www.bi.go.id
www.kbbi.wb.id
Yoserizal dan Yesi, Hubungan Social Antar Rentenir Dan Nasabah. Suatu Studi Tentang Rentenir Dikecamatan Rumbai Kota Pekanbaru, Fakultas Ilmu Sosial Dan Ilmu Politik Jurusan Sosiologi Universitas Riau, repository.unri.ac.id.
Downloads
Published
2019-12-26
How to Cite
Hilyatin, D. L. (2019). PREFERENSI PERMODALAN PEDAGANG PASAR WAGE PURWOKERTO, PENGUATAN DESTINASI KEUANGAN DAN PERBANKAN SYARIAH VIS A VIS RENTENIR DI PASAR TRADISIONAL. El-Jizya : Jurnal Ekonomi Islam, 7(2), 215–235. https://doi.org/10.24090/ej.v7i2.3453
Issue
Section
Articles
License
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-ShareAlike License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
