Analysis of Banking Innovation with Business Model Canvas in BPRS Suriyah Cilacap Central Java
DOI:
https://doi.org/10.24090/ijtimaiyya.v7i1.6857Keywords:
innovation, business model, BPRS.Abstract
The 4.0 industrial revolution has encouraged technological innovations that have disrupted or fundamental changes to people‟s lives. Unexpected changes become a phenomenon that will often appear in the industrial revolution era 4.0. To maintain the existence of an company, not only the right strategy is needed but also knowing the Islamic banking business model in BPRS is an important thing to consider. Besides, the business model in the BPRS must continue to be innovated. This research that entitled “Analysis of Banking Innovation with Business Model Canvas in BPRS Suriyah Cilacap Central Java”, has problem statements about how the banking innovation and the SWOT analysis of each Business Model Canvas‟s element in BPRS Suriyah Cilacap. The purpose of this research are to find out the banking innovation and the SWOT analysis of each Business Model Canvas‟s element in BPRS Suriyah Cilacap. This type of research is field research by descriptive qualitative method. The research was collected by observation, documentation and interviews with informants who have good knowledge about marketing and operational BPRS Suriyah Cilacap. The result of this research mentioned that even though BPRS Suriyah Cilacap has good achievements, it must continue to really makes a business model in his banking innovation, then test and analyze it. It still has shortcomings in executing marketing plans. It must continue to make better customer relationships as opportunity to make a big market and must have good action on the challenges of technological development.Downloads
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Hoegg, Roman et al (on-line). (2017). Overview of Business Models for Web 2.0 Communities. Institute of Media and Communication Management.
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Indonesia, Bank. Himpunan Ketentuan Pedoman Penyusunan Laporan Berkala Bank Pembiayaan Rakyat Syariah, Direktorat Perbankan Syariah Bank Indonesia.
Indonesia, Ikatan Bankir. (2014). Memahami Bisnis Bank Syari’ah. Jakarta: PT Gramedia Pustaka Utama.
Institute, Infobank. (2018). Infobank: Analisis-Strategi Perbankan dan Keuangan. Edisi Khusus Syariah 2018. Vol. XL. Numb. 482.
Lestari, Umi. (2017). Undergraduate Thesis: Strategi Pengembangan Usaha Jasa Penginapan dengan Pendekatan Business Model Canvas: Study Pada Guesthouse Nuwono Tasya Raja Basa, Bandar Lampung. Lampung: Lampung University.
Osterwalder, Alexander and Yves Pigneur. (2012). Business Model Generation. Trans: Natalia Ruth Sihandrini. Jakarta: PT Elex Media Computindo.
Permana, Dian Jingga. (2013). Analisis Peluang Bisnis Media Cetak Melalui Pendekatan Bisnis Model Canvas untuk Menentukan Strategi Bisnis Baru. Jurnal Factor Exacta. ISSN: 1979-276X.
Putra, Dwitya. (2018). Ini Dia 63 BPRS Peraih “Infobank Sharia Awards 2018”. Jakarta: Infobanknews.com.
Satya, Venty Eka. (2018). Strategi Indonesia Menghadapi Industri 4.0. INFO Singkat, Vol. X, No. 09/I/Puslit/Mei/2018.
Setijawibawa, Melina. (2015). Evaluasi Model Bisnis pada Perusahaan X Menggunakan Business Model Canvas. AGORA. Vol. 3. Numb. 1.
Teece, David J. (2018). Business Models and Dynamic Capabilities. Berkeley: University of California. http://www.elsevier.com/locate/lrp, 2018.
Viki, Tendayi, et al. (2018). The Corporate Startup: Formula Sukses Perusahaan Mapan Mengembangkan Ekosistem Inovasi. Trans: Fathur Rizki and Satwika. Jakarta: PT Elex Media Komputindo.
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Published
2022-03-25
How to Cite
Syahputri, N. A. (2022). Analysis of Banking Innovation with Business Model Canvas in BPRS Suriyah Cilacap Central Java. Ijtimā Iyya Journal of Muslim Society Research, 7(1), 73–96. https://doi.org/10.24090/ijtimaiyya.v7i1.6857
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Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).