Uang Elektronik (E-Money) dalam Perspektif Maqashid Syariah

Authors

  • Muhammad Ihsan H.M. Baso Sekolah Tinggi Ilmu Ekonomi YPUP Makassar
  • Achmad Abubakar Program Doktor Pascasarjana UIN Alauddin Makassar
  • Halimah Basri Program Doktor Pascasarjana UIN Alauddin Makassar

DOI:

https://doi.org/10.24090/ej.v11i2.7068

Keywords:

Ekonomi Syariah, uang elektronik, transaksi digital, maqashid syariah

Abstract

Electronic money is one of the payment tools in electronic form where the value of money is stored in certain electronic media, the user or users must first deposit the funds to the issuer or issuer, then stored in electronic media in the form of an  e-money before using it for transaction purposes. at merchants that provide payment facilities using electronic money. The purpose of this study is to analyze e-money from the perspective of the Koran and to discuss the contracts contained in all transactions through e-money. The method used in this study is a qualitative method, with a library research approach,namely a series of activities related to library data collection methods, reading and recording and processing research materials from supporting literature. Today's e-money has been transformed in the development of world technology and among the halal community and has fulfilled the rules of the quran and sharia maqasid as a transaction tool. Researchers want to review E-money from the perspective of the quran, whether it is in accordance with the principles of the quran and the contracts contained in e-money

References

Al-Quran dan Terjemahnya

Afif Muamar dan Ari Salman Alparisi. 2017. “Electronic Money (E-Money) Dalam Perspektif Maqashid Syariah.” Journal of Islamic Economics Lariba 3(2): 76–77

Bank Indonesia. (2009). Peraturan Bank Indonesia NOMOR: 11/12/PBI/2009. UANG ELEKTRONIK (ELECTRONIC MONEY), 45(1).

Dadiara, H. S. (2016). Perlindungan Hukum terhadap Pemegang Uang Elektronik (E-Money) dalam Transaksi Elektronik. Satya Wacana Institusional Repository.

Darmalaksana, W. (2020). Metode Penelitian Kualitatif Studi Pustaka dan Studi Lapangan. Pre Print Digital Library UIN Sunan Gunung Djati Bandung.

Dewi, Luh Gede Kusuma, Nyoman Trisna Herawati, and I Made Pradana Adiputra. 2021. “Penggunaan E-Money Terhadap Perilaku Konsumtif Mahasiswa Yang Dimediasi Kontrol Diri.” EKUITAS (Jurnal Ekonomi dan Keuangan) 5(1): 1–19.

Dodgson, Mark et al. 2015. “Managing Digital Money.” Academy of Management Journal 58(2): 325–33.

Hijriah, H., & Kholidah, H. (2019). Uang Elektronik (E-Money) di Indonesia: Kajian Fiqh Muamalah. In Jurnal Layanan Masyarakat (Journal of Public Services) (Vol. 4, Issue 1).

Afif Muamar dan Ari Salman Alparisi. 2017. “Electronic Money (E-Money) Dalam Perspektif Maqashid Syariah.” Journal of Islamic Economics Lariba 3(2): 76–77.

Dewi, Luh Gede Kusuma, Nyoman Trisna Herawati, and I Made Pradana Adiputra. 2021. “Penggunaan E-Money Terhadap Perilaku Konsumtif Mahasiswa Yang Dimediasi Kontrol Diri.” EKUITAS (Jurnal Ekonomi dan Keuangan) 5(1): 1–19.

Dodgson, Mark et al. 2015. “Managing Digital Money.” Academy of Management Journal 58(2): 325–33.

Khodijah. 2014. “Maqashid Syari’ah Dan Maslahah Dalam Ekonomi Dan Bisnis Syari’ah.” IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita 3(1): 659–72. http://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/44.

Lahsasna, A. (2009). Maqasid al Shariah in Islamic economics and finance. Second Islamic Seminar on Islamic Thought (ISoIT2 2009) Islam & Muslims: Issues & Challenges, November.

Melis. (2016). Pemikiran Tokoh Ekonomi Muslim: Imam Al-Syatibi. Islamic Banking, 2(1), 51– 62.

Mohamad, O., Utomo, N., & Si, M. (2020). Penerapan E-money Dalam Perspektif Syariah Islam Penerapan E-money dalam Perspektif Syariah Islam. … -Dalam-Perspektif-Syariah Islam/(Diakses 5 September …, September. https://www.researchgate.net/profile/Mohamad

Nur-Utomo/publication/342663370_Penerapan_E money_Dalam_Perspektif_Syariah_Islam/links/5f52dd27299bf13a31a088b4/Penerapan-E money-Dalam-Perspektif-Syariah-Islam.pdf

Mulvi Aulia. (2021). Uang Elektronik, Uang Digital (Cryptocurrency) Dan Fatwa Dsn-Mui No.116 Tentang(Afif Muamar dan Ari Salman Alparisi 2017) Uang Elektronik. Al-Mizan: Jurnal Hukum Dan Ekonomi Islam, 5(1). https://doi.org/10.33511/almizan.v5n1.15-32

Nengsih, N. (2019). ANALISIS TERHADAP FATWA DEWAN SYARI’AH NASIONAL MAJELIS ULAMA INDONESIA (DSNMUI) TENTANG UANG ELEKTRONIK SYARIAH (Studi Kartu Flazz BCA, Go-Pay, dan Grab-Pay). JURISDICTIE, 10(1). https://doi.org/10.18860/j.v10i1.6594

Nur Hasanah, L. (2018). Kedudukan Hukum Uang Elektronik (E-money) dalam melakukan pembayaran non tunai. Skripsi.

nu.or.id.https://islam.nu.or.id/tafsir/tafsir-surat-al-baqarah-ayat-29-niRcg

Omar, Mohd Noor, Mohamed Ariff Abdul Kareem, Abdul Ghafar Ismail, and Achene Lahsasna. 2012. “E-Money in Malaysia : Shariah and Economic Analysis.” The fifth foundation of islamic finance Conference ( FIFC ): 1–15.

Shihab, M. Quraish. Tafsir Al-Misbah, Vol. I, Cet. II; Jakarta: Lentera Hati. 2004

Yasinta Maulida Rohmah1), Nila Tristiarini2). 2021. “Pengaruh Sistem Pembayaran E-Money Dalam Era Digital Di Tengah Wabah Covid-19 : Studi Kasus Pada Masyarakat Semarang.” jap 01: 414–25. http://jurnal.stie-aas.ac.id/index.php/jap.

Yudha, K. B. K. (2019). Jangan Salah! Ini Perbedaan E-Money dan E-Wallet Dalam Mempermudah Transaksi. Https://Www.Finansialku.Com/Perbedaan-E-Money-Dan-E Wallet/.

Downloads

Published

2023-12-06

How to Cite

H.M. Baso, M. I., Abubakar, A., & Basri, H. (2023). Uang Elektronik (E-Money) dalam Perspektif Maqashid Syariah. El-Jizya : Jurnal Ekonomi Islam, 11(2), 139–156. https://doi.org/10.24090/ej.v11i2.7068