Views on Generation Islamic Banking Literacy: Bridging The Economic Gap and Improving Welfare
DOI:
https://doi.org/10.24090/wealth.v3i1.10981Keywords:
Financial Literacy, Islamic Banking, Generation ZAbstract
This research examines financial literacy, specifically related to Islamic banking, and its impact on Islamic banking lending and penetration in Indonesia. Qualitative and exploratory methods were used with data from a literature review and content analysis and FGDs. The results showed a majority understanding of Islamic banking, but variations in product usage among Generation Z. Islamic banking literacy is considered key to economic sustainability and alleviating generation Z poverty, emphasizing the importance of socializing this literacy to increase its effectiveness.Keywords: Financial Literacy, Islamic Banking, Generation Z This research examines financial literacy, specifically related to Islamic banking, and its impact on Islamic banking lending and penetration in Indonesia. Qualitative and exploratory methods were used with data from a literature review and content analysis and FGDs. The results showed a majority understanding of Islamic banking, but variations in product usage among Generation Z. Islamic banking literacy is considered key to economic sustainability and alleviating generation Z poverty, emphasizing the importance of socializing this literacy to increase its effectiveness.References
Adiyanto, M. R., & Purnomo, A. S. D. (2021). Dampak Tingkat Literasi Keuangan Syariah Terhadap Minat Menggunakan Produk Keuangan Syariah. Jurnal Administrasi Kantor, 9(1), 1–12.
Almeida, C. S. de, Miccoli, L. S., Andhini, N. F., Aranha, S., Oliveira, L. C. de, Artigo, C. E., Em, A. A. R., Em, A. A. R., Bachman, L., Chick, K., Curtis, D., Peirce, B. N., Askey, D., Rubin, J., Egnatoff, D. W. J., Uhl Chamot, A., El‐Dinary, P. B., Scott, J.; Marshall, G., Prensky, M., … Santa, U. F. De. (2016). Metode Kualitatif Dan Kuantitatif. In Revista Brasileira de Linguística Aplicada (Vol. 5, Issue 1). https://revistas.ufrj.br/index.php/rce/article/download/1659/1508%0Ahttp://hipatiapress.com/hpjournals/index.php/qre/article/view/1348%5Cnhttp://www.tandfonline.com/doi/abs/10.1080/09500799708666915%5Cnhttps://mckinseyonsociety.com/downloads/reports/Educa
Candera, M., Afrilliana, N., & Ahdan, R. (2020). Peran Literasi Keuangan Syariah dalam memoderasi Pengaruh Demografi terhadap Minat Menabung Pada Perbankan Syariah. Jurnal Manajemen Motivasi, 16(1), 1. https://doi.org/10.29406/jmm.v16i1.2069
Ibrahim, Muhammad Buchori, D. (2023). Metode Penelitian Berbagai Bidang Keilmuan (Panduan & Referensi). https://books.google.com/books?hl=en&lr=&id=OCW2EAAAQBAJ&oi=fnd&pg=PP1&dq=metode+penelitian+campuran&ots=XqNXCWppa8&sig=vd-PFXG63FBzf0trpLWt9FGYfbY
Islam, U., & Abdurrahman, N. K. H. (2023). Alamat: Jl. Pahlawan Km.5 Rowolaku Kajen Kab. Pekalongan 51161. 1(4).
Junior, T., Di, B. S. I., & Bengkulu, S. (2024). 3 1,2,3. 3(1), 378–383.
L.J Moleong. (2022). Metodologi Penelitian Kualitatif. In Metodologi Penelitian Kualitatif. In Rake Sarasin (Issue Maret). https://scholar.google.com/citations?user=O-B3eJYAAAAJ&hl=en
Lestari, D. S. T., & Ainulyaqin, M. H. (2022). Program Industrialisasi Dalam Mengatasi Kesenjangan Ekonomi Di Masyarakat: Perspektif Ekonomi Islam. Jurnal Ilmiah Ekonomi Islam, 8(1), 288. https://doi.org/10.29040/jiei.v8i1.4077
Lestari, N. M. (2019). Available at: http://journal.uhamka.ac.id/index.php/jei. Jurnal Ekonomi Islam, 10 (November), 138–151. https://journal.uhamka.ac.id/index.php/jei/article/view/3764
Risa Nur Aulia, Muhammad Iqbal Fasa, & Suharto. (2021). Peran Bank Syariah terhadap Kesadaran Masyarakat Akan Pentingnya Literasi Keuangan Syariah dan Larangan Riba. Mutanaqishah : Journal of Islamic Banking, 1(2), 72–82. https://doi.org/10.54045/mutanaqishah.v1i2.176
Saputra, S. D. (2022). Pengaruh Inovasi Produk Terhadap Minat Pengajuan Pembiayaan Di Bank Syariah Pada Masyarakat Kelurahan Samapuin Kecamatan Sumbawa. Jurnal 0f Innovation Research and Knowledge, 1(9), 867–882.
Sugiarti, D. (2023). Generation Z's Islamic Financial Literacy and Interest in Islamic Banking. Scientific Journal of Islamic Economics, 9(1), 766-772. https://jurnal.stie- aas.ac.id/index.php/jei/article/view/7991
Yulianti, E., Wahyuni S, E., Suwardi, S., & Candra, R. (2023). Student Decisions to Use Islamic Banking Services: Is the Effect of Sharia Financial Literacy? Al-Bank: Journal of Islamic Banking and Finance, 3(1), 62. https://doi.org/10.31958/ab.v3i1.8027
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2024 Tri Nurkhasanah, Hendri Hermawan Adinugraha, M. Shultoni
This work is licensed under a Creative Commons Attribution 4.0 International License.