el-Uqud: Jurnal Kajian Hukum Ekonomi Syariah

Jual Beli Pakaian Bekas Perspektif Fiqh al-Bi’ah

2024-01-12T14:18:52+07:00

The textile industry has become a strategic sector in Indonesia, but it also ranks as the world's second-largest contributor to pollution. In the current fashion world, there is a trend known as thrifting, which involves buying and selling secondhand clothing. Through the sale of secondhand clothes, no waste is generated from the production of new garments. Islam, as the majority religion embraced by the Indonesian population, has a conceptual framework for addressing environmental issues known as Fikih al-biah. This research will delve into the buying and selling of secondhand clothing from the perspective of Fikih al-bi'ah. The study employs a library research methodology, utilizing secondary data from existing literature, which will be analyzed through the lens of Fikih al-bi'ah. The findings of this research indicate that engaging in the buying and selling of secondhand clothing, commonly referred to as thrifting, from the perspective of Fikih al-biah, or environmental conservation, can contribute to five main aspects of Islamic legal objectives: safeguarding religion, preserving life, protecting lineage, maintaining intellect, and upholding wealth.

Pembelian Lahan Virtual pada Platform Metaverse Menggunakan Mata Uang Kripto Perspektif Hukum Islam

2023-05-20T19:11:12+07:00

Virtual land in the metaverse can be understood as the area being traded to investors. The area is a clone of the original area in the real world. Through this platform, one can virtually have an office, workspace and other functions. In this virtual world, the developer has provided many options and other supporting features. Virtual land purchase transactions are projected to use cryptocurrencies. Therefore, this study answers two paradigms that intersect with one another. On the one hand, virtual land purchases still reap various polemics in Islamic law. On the other hand, the use and investment of cryptocurrencies are also still experiencing various upheavals in the legal implementation. This study concludes that the practice of investing in buying virtual land on the metaverse platform is permissible with the terms and conditions: having sufficient knowledge about virtual investment and having sufficient experience in non-physical businesses in order to survive and generate profits.

Praktik Contract for Differences (CFD) pada Trading Forex dan Saham Perspektif Hukum Ekonomi Syariah

2024-01-12T13:37:49+07:00

Contract for Differences (CFD) merupakan kontrak kesepakatan membayar selisih harga jual dan beli antara pembeli dengan penjual, jika harga aset yang dibeli naik pada penutupan jual beli maka penjual yang membayar selisih harga kepada pembeli. CFD sangat mudah diperdagangkan dan aset yang dapat diubah tanpa mengurangi nilai yang banyak, namun kurangnya peraturan yang jelas mengenai kontrak ini menyebabkan CFD kurang dikenal oleh masyarakat Islam. Kajian ini fokus pada permasalahan bagaimana pandangan hukum Islam atas praktik CFD Trading Forex dan Saham. Kajian ini merupakan penelitian kualitatif dengan sumber data primer berupa aplikasi OctaFX dan sumber data sekunder berupa ketentuan hukum Islam mengenai forex trading dan saham. Kajian ini berkesimpulan bahwa menurut analisis hukum ekonomi syariah, praktik CFD trading forex dan saham belum seutuhnya menjalankan prinsip syariah, meskipun dalam aplikasi OctaFX ini sudah menerapkan fitur islami, tetapi praktik CFD trading forex dan saham dalam aplikasi OctaFX, saat ini belum secara menyeluruh menerapkan ketentuan syariah, dengan alasan tidak ada kejelasan mengenai objek atau aset yang diperdagangkan, tidak dapat diindentifikasi masuk kategori akad-akad yang terdapat dalam al-Qur’an dan Sunnah, juga mengandung adanya unsur spekulasi (maisir) sehingga hukumnya haram.

Sharia Mutual Fund Transaction Practices on Bibit Application Perspective of DSN-MUI Fatwa NUMBER: 20/DSN-MUI/IV/2001

2024-01-12T13:54:35+07:00

Encouraging healthy economic activity requires a capital market that provides a source of spending in the long term. So that investment in capital goods can lead to increased production of the producing labor market. Investment has become a muamalah activity that is recommended in Islamic teachings, so that platforms and applications that support investment activities have begun to emerge, such as the Bibit application. The Bibit application is one of the applications that provides mutual fund services and helps novice investors in starting an investment. This application also provides a choice of sharia mutual funds, in which there are several sharia investment startups. However, in-depth research is needed on the mechanism of sharia mutual funds through the application of Bibit perspective Fatwa DSN-MUI NUMBER: 20/DSN-MUI/IV/2001. This research uses a library research approach. The results of investment activities or investment in the capital market are activities carried out by property owners (shahibu al-maal) against issuers (company owners), with the aim of obtaining profits or expected profits.

Penyelesaian Sengketa Kredit Macet pada BMT El Ummu Rahimah Kabupaten Sijunjung Sumatera Barat

2024-01-29T11:39:32+07:00

Baitul Maal wa Tamwil (BMT) is one of the financial institutions engaged in financial services based on sharia principles in carrying out its activities. However, Baitul maal wa tamwil is not uncommon or frequent bad credit disputes committed by customers intentionally or unintentionally. This research is quantitative research, namely field research by exploring data sourced from BMT El Ummu Rahimah Sijunjung Regency, West Sumatra regarding dispute resolution in Baitul Maal Wa Tamwil. The data collected uses field research (Field Research), namely collecting data through interviews, observations and other materials. In resolving bad credit disputes at Baitul maal wa tamwil, there are alternative solutions that must be taken by customers, namely through litigation (in court) and non-litigation (out of court). However, the settlement of bad credit disputes at BMT El Ummu Rahimah is resolved in a non-litigation manner, namely dispute resolution outside the court. There are several steps taken by BMT El Ummu Rahimah in resolving bad credit disputes, namely giving warning letters, providing relief and the existence of settlements made amicably in the event of bad credit by customers. But what is no less important is that BMT El Ummu Rahimah is unable to return the customer's money. So that BMT El Ummu Rahimah was audited and all of its goods were confiscated.

Akibat Hukum Wanpretasi Perspektif Komplikasi Hukum Ekonomi Syariah (KHES) dan Kitab Undang- Undang Hukum Perdata

2023-12-19T17:11:03+07:00

Sources of law in Indonesia can be found in the Burgelijk Wetbook (BW) in book III and in the Complications of Sharia Economic Law (KHES) in Indonesia. There is a practice where people in Indonesia have two alternatives in resolving problems in legal incidents (defaults). Communities with religions other than Islam use laws taken from the Civil Code as a basis, while some Muslim communities use the Civil Code or use KHES as a reference in proceedings. Of the many legal activities, there are legal events that are caused by legal subjects which cause one of the legal subjects to experience errors or violations in a legal event. In this article, we will discuss the consequences of default practices, especially in the case of economic engagements. The method used is the normative method with comparative analysis. The result of the discussion is that an agreement is an event where two legal subjects, namely the debtor and the creditor, promise each other to do something or a contract that must fulfill each other's rights and obligations. If one of the legal subjects does not carry out the obligations they mutually agreed upon, then one of them has broken a promise. Broken Promise here is a situation where the debtor does not carry out or fulfill the achievements or obligations of an agreement. The conclusion that the researchers found was the difference in the mention of the term agreement in the Complications of Sharia Economic Law (KHES) and the Indonesian Civil Code (KUHPer). The condition for the validity of an agreement is that legal subjects must be legally competent, the Civil Code states that legal subjects must be 21 years old while KHES legal subjects are 18 years old. The sanctions given by KHES are compensation experienced by creditors, while the KUHPer sanctions given are costs, losses and interest.