el-Jizya : Jurnal Ekonomi Islam

Optimalisasi dan Realisasi Pelaksanaan Wakaf Produktif melalui Skema Cash Waqf Linked Sukuk (CWLS) SW001 (Studi Kasus Pembangunan Retina dan Glaukoma Center di RS. Mata Achmad Wardi)

2023-02-15T11:49:04+07:00

Wakaf merupakan bentuk ibadah keagamaan yang berdimensi sosial-ekonomi. Pelaksanaan wakaf yang terus menerus mengalami perkembangan dan kemajuan dari segi pengelolaan dan pengembangan asetnya, telah mengantarkan wakaf menjadi instrumen investasi yang memiliki nilai produktivitas tinggi dalam meraih kesejahteraan masyarakat. Tujuan peneliatan ini adalah untuk mengetahui optimalisasi dan realisasi pelaksanaan wakaf produktif melalui skema CWLS SW001 dalam pembangunan retina dan glaukoma center di RS. Mata Achmad Wardi. Penelitian ini menggunakan metode studi kepustakaan, dimana peneliti melakukan analisis data dan informasi yang bersumber dari jurnal ilmiah, buku, media massa, internet, serta sumber lain, terkait materi wakaf produktif dan implementasi wakaf produktif melalui skema CWLS SW001. Berdasarkan hasil analisa data dan informasi yang penulis dapatkan, penulis menyimpulkan bahwa CWLS SW001 merupakan skema konsep wakaf produktif berupa uang yang kemudian diinvestasikan dalam bentuk sukuk dalam SBSN. Dimana dari imbal hasil investasi sukuk tersebut, diperoleh diskonto dan kupon yang digunakan untuk pembangunan retina dan glaukoma center di RS. Mata Achmad Wardi.

Uang Elektronik (E-Money) dalam Perspektif Maqashid Syariah

2023-01-11T11:07:02+07:00

Electronic money is one of the payment tools in electronic form where the value of money is stored in certain electronic media, the user or users must first deposit the funds to the issuer or issuer, then stored in electronic media in the form of an e-money before using it for transaction purposes. at merchants that provide payment facilities using electronic money. The purpose of this study is to analyze e-money from the perspective of the Koran and to discuss the contracts contained in all transactions through e-money. The method used in this study is a qualitative method, with a library research approach,namely a series of activities related to library data collection methods, reading and recording and processing research materials from supporting literature. Today's e-money has been transformed in the development of world technology and among the halal community and has fulfilled the rules of the quran and sharia maqasid as a transaction tool. Researchers want to review E-money from the perspective of the quran, whether it is in accordance with the principles of the quran and the contracts contained in e-money

Pengaruh Label dan Harga Halal Terhadap Keputusan Pembelian Produk Kosmetik (Studi Kasus Mahasiswa Universitas Islam Jember)

2023-03-01T10:58:36+07:00

Penelitian ini bertujuan untuk mengetahui: (1) pengaruh label halal terhadap keputusan pembelian produk kosmetik pada mahasiswi Universitas Islam Jember,

(2) pengaruh harga terhadap keputusan pembelian produk kosmetik pada mahasiswi Universitas Islam Jember, (3) pengaruh label halal dan harga terhadap keputusan pembelian produk kosmetik pada mahasiswi Universitas Islam Jember.

Berdasarkan tujuannnya penelitian ini termasuk penelitian deskriptif kuantitatif. Populasi pada penelitian ini adalah seluruh mahasiswi Universitas Islam Jember. Teknik pengambilan sampel menggunakan teknik incidental sampling dengan jumlah sampel sebanyak 100 orang. Teknik pengumpulan data menggunakan kuisioner yang telah di uji validitas dan reliabilitasnya. Teknik analisis data yang di gunakan adalah regresi berganda.

Hasil penelitian menunjukan bahwa:

Label halal dan harga berpengaruh positif dan signifikan secara parsial terhadap keputusan pembelian produk kosmetik pada mahasiswi Universitas Islam Jember. Dan harga merupakan variabel yang paling dominan dalam mempengaruhi keputusan pembelian produk kosmetik pada mahasiswi Universitas Islam Jember. Dengan nilai signifikansi 0,000. Hal ini membuktikan dengan nilai F hitung sebesar 53,764 dan F tabel sebesar 2,31 yang berarti F hitung lebih besar dari F tabel, dan nilai Koefesien determinasi bernilai 0,256.

Kata Kunci: Label halal, harga dan keputusan pembelian .

ABSTRACT

This study aims to determine: (1) the effect of the halal label on the decision to purchase cosmetic products at the Islamic University of Jember students, (2) the effect of price on the purchasing decision of cosmetic products at the Jember Islamic University student, (3) the influence of the halal label and price on purchasing decisions. cosmetic products at Jember Islamic University students.

Based on the purpose of this research, it is a quantitative descriptive research. The population in this study were all students of the Islamic University of Jember. The sampling technique used incidental sampling technique with a total sample of 100 people. Data collection techniques using questionnaires that have been tested for validity and reliability. The data analysis technique used is multiple regression.

The results showed that: Halal labels and prices have a positive and significant effect partially on the decision to purchase cosmetic products for students at the Islamic University of Jember. And price is the most dominant variable in influencing the decision to purchase cosmetic products at Jember Islamic University students. With a significance value of 0.000. This proves that the calculated F value is 53.764 and the F table is 2.31 which means that the calculated F is greater than the F table, and the value of the coefficient of determination is 0.256.

Keywords: Halal label, price and purchasing decisions.

Analisis Sistem Pengupahan Karyawan di Koperasi Syariah Walisongo Sampang dalam Pandangan Ekonomi Islam

2023-05-09T08:01:27+07:00

Pengupahan merupakan salah satu faktor yang dapat memotivasi dan membuat kinerja karyawan meningkat. Kepuasan akan dirasakan oleh karyawan apabila upah yang diberikan sesuai dengan tingkat kesulitan pekerjaan dan diberikan secara adil. Oleh karena itu, pengusaha harus memperhatikan hak pekerja untuk menerima upah sesuai dengan tuntunan syariat Islam. Upah dalam teori ekonomi Islam yang dikemukakan oleh Afzalur Rahman adalah ada tiga tingkatan, pertama tingkat upah minimum, kedua tingkat upah tertinggi dan ketiga tingkat upah sebenarnya. Tingkatan Upah minimum adalah tingkat upah terkecil yang seharusnya diterima seorang pekerja, yaitu sekurang-kurangnya upah yang dikeluarkan dapat memenuhi kebutuhannya. Pada tingkat upah tertinggi, pengusaha harus membayar upah kepada pekerja sesuai dengan kontribusinya kepada perusahaan. Sementara itu, besaran upah sebenarnya dalam menentukan upah harus memasukkan faktor keimanan/kemanusiaan. Penelitian ini bertujuan untuk mendalami sistem pengupahan eksternal, sistem pengupahan internal, dan sistem pengupahan karyawan di Koperasi Syariah Walisongo Sampang dalam pandangan ekonomi Islam. Pendekatan yang digunakan adalah pendekatan kualitatif deskriptif. Informan dalam penelitian ini terdiri dari manajer, bagian admin, bagian pemasaran dan kasir Koperasi Syariah Walisongo. Setelah itu, setelah data yang diperlukan terkumpul, peneliti menganalisisnya dengan teori ekonomi Islam, khususnya teori upah menurut Afzalur Rahman. Hasil penelitian ini menunjukkan bahwa: 1) Sistem pengupahan eksternal pada Koperasi Syariah Walisongo menggunakan sistem waktu yaitu bulanan dan tahunan. Gaji bulanan meliputi gaji pokok, tunjangan makan, tunjangan transportasi dan bonus. Sedangkan yang diterbitkan setiap tahun berbentuk THR; 2) Sistem pengupahan internal di Koperasi Walisongo Syariah meliputi penyelesaian, prestasi, kemandirian dan pertumbuhan pribadi; 3) Sistem pengupahan karyawan di Koperasi Syariah Walisongo sejalan dengan konsep pengupahan dalam pandangan ekonomi Islam Afzalur Rahman

Management Assistance in Financial Management Darussalam Dukuhwaluh Boarding School Based Management Information System

2023-08-22T14:37:14+07:00

Darussalam Islamic Boarding School as one of the boarding schools whose development is quite rapid is evidenced by the increase in the number of students, supporting facilities and infrastructure, facilities provided, and achievements achieved. Although the achievements obtained are quite good, in terms of data management, pesantren data is still weak, especially pesantren financial data. This service is carried out to assist pesantren in making pesantren database management, especially financial data by building the "SiPontren" application. The Si Pontren application was built by the IAIN Purwoekrto service team, the Pesantren Si Pontren Team, and a team of programmers as partners. The data base has started the input process and in its implementation there are several evaluations carried out to optimize "Si Pontren"

The Influence of Islamic Business Ethics on the Service of Slaughtered Chicken Traders

2023-10-19T09:47:43+07:00

Islamic business ethics is a set of good, bad, right, and wrong values in the business world based on morality. Business in Islam becomes an important element in trade. In this case, traders are those who carry out trading activities as a daily job, generally providing goods that are then resold. As a trader or provider of goods or services, the community needs a pleasant and reassuring buyer. This can be achieved with ethics, of course, it will be more important if the rules in business can apply Islamic ethics in accordance with syar'i teachings. The purpose of this study is to find out and analyze how the influence of Islamic business ethics on the service of slaughtered chicken traders in the Bojonggede Traditional Market. And this study uses quantitative research methods using primary data. The results of this study obtained the value of t_countof 12,380 t_table of 2.00030. Based on this value, the value of t_count> t_tablewhich means rejecting H₀ and receiving H₁, clearly it can be interpreted that Islamic business ethics affect the service of slaughtered chicken traders at the Bojonggede Traditional Market. Based on R² shown in the table, it is obtained that the magnitude of Islamic business ethics' influence on Slaughtered traders' service at the Bogor Bojonggede Traditional Market is 72.5%. While the remaining 27.5% is influenced by other factors outside the variables examined in this study.

How Does Product Competitiveness Mediate the Effect of Business Legality and Halal Labelling on MSME Income?

2023-11-24T08:43:28+07:00

MSMEs have a very important role as one of the pillars of national economic income, for that it is very important for MSME actors to ensure the legality of their business so that they can access financial facilities from banks and financial institutions. The certainty of products to have halal certification is a necessity considering the target population in Muslim-majority Indonesia. This study aims to measure and analyze how much influence legality and halal labels have on MSME income by using product advantages as mediation variables. This study used quantitative methods. Data analysis uses multiple linear regression analysis, path analysis, and partial tests. The results of the partial test (t-test) showed that the legality of the halal labeling business and product competitiveness had a positive and significant effect on the income of MSMEs in the Bhinangkit Community, while the coefficient of determination (R2) test showed that the influence of business legality, halal labeling, and product competitiveness on MSME income was 89.7%. The path analysis shows that business legality and the inclusion of halal labels have no effect on MSME income mediated by by-product competitiveness with a calculated t value of 0.2496 for business legality and 0.0344 for halal label marking.